While no one expects to be in a car accident, it can happen at any time. You cannot control what another driver on the road is going to do. After being in an accident, you are probably in a state of shock. You try to figure out what you should be doing. It can be a very confusing and frustrating time. Whatever you do, make sure you adhere to these three main rules to ensure you are taken care of properly.
File a Police Report
After being in an accident, you need to call the police department so they can come to the scene of the crime. A police report is crucial when you need to file for compensation for your injuries and damages to the vehicle. You don't want to leave the scene of an accident without doing your due diligence and getting the authorities involved. It could end up costing you later on when the insurance company refuses to pay a claim. It can also prevent any legal issues from leaving the scene of an accident.
Get Checked Out at the Hospital
Even though you might not feel that your injuries are that bad, you need to get checked out at the hospital. Oftentimes, your body is in a state of shock and you cannot feel just how bad your injuries are. By going to a hospital like Peninsula Community Health Services- Medical (Cottonwood) and getting checked out by the doctors on staff, you can make sure whether you are fine or need further treatment. This also helps later on if something does develop as a result of the accident that requires additional treatment.
Follow-Up with the Insurance Company
To get your vehicle repaired and your medical bills covered, you will need to file a report with your car insurance company. They are going to need specifics in terms of where the accident happened, what happened, who was involved and the police report number. Make sure to let them know what injuries you have and that you went to the hospital to be checked out. They will open a file for you to begin paying on your claims.
While being in a car accident isn't exactly the most thrilling experience, it needs to be handled properly to prevent any additional issues from erupting down the road. By following the steps above, you can make sure your vehicle is repaired, your medical bills are paid and you remain eligible for wage loss benefits.